www.roccuzzomortgagegroup.com

• Homepage
• About Us
• Contact Us
• Employment
• Home Purchase
• Home Refinance
• Legal
• Licensing
• LQB Consumer Portal
• Online Forms
• Pre-Qualify
• Privacy Policy
• Rate Disclaimer

Mortgage Library

• Mortgage Calculators
• Credit Related Articles
• Mortgage Basics - List of Mortgage Topics
• Mortgage Terminology
• Va Loans
• Mortgage Refinance
• Fha Loans
• Real Estate Appraisals
• Home Foreclosure
• Closing Costs
• Private Mortgage Insurance
• Mortgage Application Checklist
• Loan Programs
• Credit Report
• Denied Credit
• Credit Scoring
• Credit Bureaus
• What's In My Credit Report?
• Credit Scoring Uses
• Credit Scoring Model
• Improve Credit Score
• Fair Credit Reporting Act
• Credit Scoring Reliability
• VA Loan Benefits
• Multiple VA Loans
• Applying for a VA Loan
• VA Loan Disadvantages
• What is a VA Loan
• VA Approved Properties
• Who is Eligible for a VA Loan
• Refinance Cost
• Refinancing Before Moving
• What are Loan Points
• Late Credit Card Payments
• Choosing Lender
• Finding Best Mortgage Deal
• When to Refinance
• Lock Interest Rate
• Points to Lower Interest Rate
• Credit Impact on Loan Qualification
• Bankruptcy and FHA Loans
• What is an FHA Loan
• Documents Needed for FHA Loans
• What Can I Afford
• Fha Versus Conventional Loans
• Determining Property Market Value
• Another Mortgage Company
• Assisting the Appraiser
• Appraisal Methods
• What is an Appraisal
• Why Get An Appraisal
• Who Owns the Appraisal
• Avoiding Foreclosure
• Temporary Problems
• Long Term Problems
• What is Foreclosure
• Missed Mortgage Payment
• What is RESPA
• What Happens at Closing
• Statutory Costs
• Third Party Costs
• Up Front Expenses
• Finance And Lender Charges
• PMI Cost
• Applying for PMI
• How PMI is Paid
• What Is Pmi
• How PMI Works
• PMI Companies
• History of Pmi
• Cancellation Of Pmi
• PMI and Larger Loans
• VA Loans
• FHA Loans
• Hybrid ARMs
• HARP 2 Refinance
• Balloon Mortgages
• Components Of ARMs
• Reverse Mortgages
• Fixed Rate Mortgages
• Best Program For You
• Interest Only Mortgages
• ARM Commonly Used Indexes
• Adjustable Rate Mortgages
• Graduated Payment Mortgages
• FAQ
• Truth In Lending
• Should I Lock Rate
• Loan Process
• Privacy Policy

Blog

• Blog - How Do You Know That Fixer-Upper is a Dream --Or a Money Pit!
• Blog - Exploring the World of Multifamily Homes: Your Path to Real Estate Wealth
• Blog - Student Loan Payments Resuming October: How Stay on Track to Your Homeownership
• Blog - From Bargain Hunting to Home Buying: 4 Savvy Tips to Smart Homebuyers
• Blog - Beware of Bad Mortgage Advice: Don't Get Duped by These Common Myths!
• Blog - Breaking Down Big Loans: How To Tell if it's Time for a Jumbo Loan
• Blog - Exploring Bridge Loans: A Close Look at This Home Financing Option
• Blog - Crucial Considerations: Key Questions to Ask Yourself About Home Prices and Mortgage Rates
• Blog - Essential Do's and Don'ts After Applying for a Home Loan
• Blog - Earnest Money vs. Down Payment: What's the Difference?
• Blog - A Guide to Buying a New Home: What You Need to Know
• Blog - Avoid the Money Pit: 5 Costly Home Features You Can Probably Do Without
• Blog - How Many Times Can You Use Your VA Loan Benefits? The Surprising Answer!
• Blog - The Remote Worker's Guide to Securing a Mortgage
• Blog - Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
• Blog - How Mortgage Points Can Lower Rates and Make Payments More Affordable
• Blog - House Hunting: Finding the Perfect Price Tag for Your Dream Home
• Blog - Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
• Blog - 7 Surprising Things You Can Negotiate With Home Sellers to Get the Home You Deserve
• Blog - The Ultimate Guide for First-Time Homebuyers: Tips and Tricks to Make Your Dream a Reality
• Blog - Buying a Home Rather Than Renting Still Makes Sense and Here's Why
• Blog - Get the Best of Both Worlds: The Role of Mortgage Pros and Real Estate Agents in Buying a Home
• Blog - Thinking About Waiting to Buy? You May Want To Think Twice!
• Blog - Decoding Homeowners Insurance: How Much Coverage Do You Need?
• Blog - Waiting For Home Prices To Drop Dramatically? Here's Why You Shouldn't Wait
• Blog - Why Condos are a Great Homeownership Option this Spring
• Blog - 20% Down May Not Be The Right Move For You - Here's Why
• Blog - Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
• Blog - Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
• Blog - How to Profit from Buying a Home Now Despite Rising Rates

Social Posts

• Add some peace-of-mind to your homebuying journey.
• Your Guide To Fixed-Rate Home Loan Benefits
• Home buying has gone digital - and so much more convenient!
• Take Our Homeshopper's Quiz to Find Out if Suburbs, City, or Rural Living is Your Perfect Match
• April is Fair Housing Month
• We make applying for a home loan fast and enjoyable.
• The Kitchen is More Than a "Work Space." It's a Family Gathering Place.
• Your Guide To First-Time Homebuyer Benefits
• The Journey to Success is Where Growth Happens
• We're here to help turn your dreams into a reality!
• Are you informed on all the points of buying?
• Is A Reverse Mortgage Right For You? Find Out...
• Home Loans 101: What is RESPA?
• Less talk. More action.
• Sometimes the only change that needs to happen is a change in our perspective.
• Find out what local homebuying assistance programs you qualify for!
• 5 Tax Benefits of Owning A Home
• Home Loans 101: What is Escrow?
• Don't take our word for it. Read what others have to say about working with us.
• Your Guide To USDA Home Loan Benefits
• Protect yourself from sudden increases in your mortgage payment.
• Is it a good time to refi?
• Should You Lock in Your Rate?
• Your Guide To FHA 203k Benefits
• Homebuying Smarts: What Do These Mortgage Terms Mean?
• Pre-approval matters! These are the top reasons to get pre-approved before shopping for a home.
• Join us as we salute our veterans!
• We love helping you rise to the challenge!
• We're the advisors that you trust and grow with. Contact us today and let us know how we can help.
• What does your credit score mean? Find out...
• Home Loans 101: What is Credit Scoring?
• June is Homeownership Month
• When is the best time to get pre-approved for a home loan?
• Can you benefit from a refi? The break-even point is as important as low rates
• A Day of Remembrance
• Wishing you peace, love, and a fresh start in the new year.
• The Hidden Superpower of Homeownership For Boosting Your Kids' Success
• What you need to know about ARMs loans
• To all the moms --thank you for giving us the world.
• Are lack of funds sidelining your homebuying dreams?
• Tips for Finding a Real Estate Agent
• Comparing a 15-year Loan to 30-year Loan
• Home Loans 101: What is an Appraisal?
• Wishing this Thanksgiving finds you with plenty of reasons to give thanks.
• Your next big career move awaits!
• Easy Ways to Add Charm to Your Home
• Home Maintenance Tips for Newbie Homeowners
• Tips For a Pet Friendly Living Space
• Home Loans 101: What are Discount Points?
• Remember to adjust your clocks tonight!
• What is the average credit score needed for a home loan?
• Questions to Ask When Deciding On A Home Loan Program
• Done with estimates and want definitive answers?
• We take the mystery out of qualifying for a home loan.
• Mortgage Update: Compare Today's Mortgage and Refinance Rates
• Create a plan then work the plan.
• Top 6 Reasons to Buy A House Rather Than Rent One
• Talk with a trusted loan advisor and lower your payments
• Simple Ways to Upgrade Your Home Office
• Easy Landscaping Tips For Homeowners
• You Served Our Country. Now It's Our Honor To Serve You.
• 5 Benefits of Working With A Mortgage Professional
• Home Loans 101: What is Debt-To-Income (DTI) Ratio?
• We handle the paperwork so that you can get to the memories!
• A USDA loan can be used to purchase a variety of properties, not just farms.
• Tips for Winning A Bidding War
• Eager to know the benefits of a government-backed VA loan?
• The Truth About Home Prices: Are They Really Dropping or Climbing?
• Benefits of Buying a Home Instead of Renting
• We're getting into that sunshine state of mind.
• Yes! You can buy a home even if you have student loans.
• Celebrate The Holidays
• Are you getting the lowest interest rates possible?
• 5 Roof Maintenance Tips for Homeowners
• Good vibes happen under the summer sun.
• US Mortgage Rates Inch Downward For Second Week in a Row
• There's Always Room For Improvement
• We make home financing fast, transparent, and enjoyable!
• Home Loans 101: What Does "Principle" Refer To?
• Growth comes from hardships.
• Fast Facts About Low Down Payment Options
• Rent vs. Buy: Why Buying Sooner is Better Than Later
• How to prepare to buy your first home.
• Buying Property With Your 401(k): Your Questions Answered
• It "Pays" To Get A Cash-Out Refi
• Your Guide To Reverse Mortgage Benefits
• Interior Painting Tips for Homeowners
• Low credit score? No problem! Find Your Perfect Home Loan Here
• Home Loans 101: What is Private Mortgage Insurance (PMI)?
• What's a virtual open house in real estate?
• Your Guide To FHA Loan Benefits
• 7 Unexpected Ways To Save For A Down Payment
• We use technology to make home financing faster and more accessible.
• More negotiating power!
• Breaking Down Your Credit Score
• Take The First Step Towards Getting Approved
• Get the Facts about ARMs Loans
• Is getting your borrower approved proving to be a challenge? We can get it done!
• Use These Tips To Determine Whether It's Worth Investing in a Fixer-Upper
• It starts with motivation
• What's the Average Credit Score Needed for a Home Loan?
• Sound Advice For Increasing Your Credit Score
• Welcome Autumn
• You deserve both industry and local market expertise.
• Join us as we pay tribute to the contributions and achievements of American workers!
• The truth about the most common mortgage fears.
• To all the rad dads --Happy Father's Day!
• Let's celebrate National Pet Day!
• How To Decide Between a Refi and Home Equity Line of Credit
• Finding the right loan starts with getting pre-qualified.
• Home Loans 101: What is "Graduated Payment?"
• You can do this and we'll show you how.
• The Rock's Guide to Living Your Best Life: 6 Powerful Lessons
• May all your dreams and wishes come true.
• The Mortgage Loan Process Explained
• HVAC Maintenance Tips for Homeowners
• Your Homebuying Journey Begins With Us
• Let's celebrate our freedom!
• Home Loans 101: What are Closing Costs?
• We're Here to Guide You On Your Path to Buying Your First Home.
• Expert advice at your fingertips, 24-hours a day.
• Top 5 Must-Do's for First-Time Homebuyers
• Your New Home is Just Around The Corner and a Click Away!
• Finding the right loan starts with knowledge.
• Daylight savings is about to start.
• 5 Ways a Mortgage Professional Can Save You Money
• 3 Ways to Improve Your Home's Curb Appeal
• Home Equity is Family Wealth that can be Passed on for Generations.
• Unlock Affordable Homeownership with these 5 Creative and Budget-Friendly Solutions
• Is Inflation Affecting Your Homebuying Plans? Let's Break It Down!
• Homebuying Jitters? Let's Play 'Never Have I Ever' and Crush Loan Fear!
• Don't Miss Out: Apply for Your Home Loan Today Before Rates Climb Higher
• Honoring Memorial Day
• Affordable Homeownership: Discover the Benefits of FHA-Approved Condos
• Think Outside the Barn: Creative Uses for Zero-Down USDA Home Loans
• Market Shift: Mortgage Rates Dip After Weeks of Upward Trend
• Homebuyers Catch a Break as Investors Ease Off
• Fed's Keep Interest Rate Steady But Drop Hints of Future Rate Hikes
• Mortgage Rates Edge Lower as Federal Reserve Pauses Rate Hikes
• FHA Loans Unmasked: Debunking Myths & Opening Doors for All Buyers
• Double Delight: Mortgage Rates Drop as New Housing Construction Surges
• The Weird Secret Behind New Homes Being More Affordable Than Old Ones—and Where to Find Them!
• Mortgage Rate Update Plus 7 Clever Tricks to Score a Lower Rate NOW
• Let's Talk About What's Really Going On With Rates and Home Prices
• Does 'Buy Now, Refinance Later' Really Work?
• Prioritizing Location, Size, Condition, or Price—What Would You Compromise in Your Home Search?
• Mortgage rates acting spicy, but we've got some cool news for homebuyers like you!
• Trending Now: Mortgage Rates Hit a Low --Prospective Buyers, Don't Miss Out!
• 5 Amenities to Skip for a More Budget-Friendly Home Purchase
• Watch Out! These 6 Little White Lies Can Sabotage Your Mortgage Approval
• Don’t Believe the Hype, Homebuyers! You Hold More Power Than You Think
• Recent Mortgage Rate Hikes: The Tea on What It Means for Homebuyers
• Are 'What Ifs' Holding Your Homebuying Dreams Hostage? Let's Get Real!
• Rising Rates? Don't Sweat It! 3 Reasons Why Now's the Hottest Time to Snag Your Dream Home
• Homebuyers! Test Your Credit Card "Buy-Q" with Our Quiz!
• Breaking: What's Behind Inflation's Comeback and Potential Affect Mortgage Rates?
• Unbelievable But True: Homeowner Wealth Is 40x Higher Than Renters and Here's Why
• Market Update: Builder Sentiment Takes a Hit – Your Chance to Shine!
• Beyond the Clouds: 3 Bright Insights That'll Change How You See the Current Housing Market
• 7 Habits That Highly Effective Homebuyers Swear By
• Homebuying Hazards: Are You In Danger of Making These Costly Mistakes??
• ICYMI: FHA's Surprising Updates for Affordable Homebuying!
• Neighborly Insights: 5 Must-Ask Questions to Pose to Your Future Neighbors
• Mind-Blowing Stats: Americans $30 Trillion Home Equity Goldmine –Don't Miss Out!
• Get Mortgage-Ready: Freddie Mac Unveils All-New Student Loan Rules!
• Plot Twist!! The Surprising Reason Why More Homes May Be Hitting the Market
• Stay Calm and Buy On: How High Mortgage Rates Can Actually Work in Your Favor!
• Breaking: Federal Reserve Halts Rate Hikes, Impact on Homebuyers and Borrowers